For development only a halfway decent lab should be the same price as those hack spots like Walgreens. Oddly enough all Costco's have done a great job on all the film I drop off there so you might look into that.
But if you're going for shooting 35mm on the cheap I highly suggest looking into B&W.
You might look into picking up film here.
http://www.ultrafineonline.com/ They have a good & bad deals, some of the 120 & 220 films can be fogged but the 35mm Agfa APX 400 I got from there is fine for $1.59 a roll.