For my regular-use computer (the comp. I'm typing on now) I use a Midiland 3-speaker setup. One huge subwoofer, and two medium-sized speakers. On my entertainment computer, I use Cambridge Soundworks speakers (5 little speakers, one big subwoofer), with a Creative audio card. I don't know the specs on the card. The speakers you can find here:
http://www.cambridgesoundworks.com/store/category.cgi?category=mul_speakers&item=k1pkm33e&type=store Personally, I say screw headphones. I say if the people in my house don't like it, they can kiss my ass. I don't give a damn about the people in my house, Except me.